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A directory of loan lenders in the Uk. This section of the lender’s list has been created to gives customers the best choices and help-seeking the best guarantor loan providers when looking for loans of up to £15,000.

The benefits of using The Lenders List is that you can view information about each lender including the minimum requirements for the application. All our review pages will contain essential information about each lender including a biased free star rating for you to rate the guarantor.

  • LendFair Loans

    LendFair Loans offers loans from £1000 to £10,000 at a competitive rate of 29.9% APR!

    Representative APR: 29.9%%
    Apply Now

    ABOUT THIS LENDER

    Maximum Term:
    5 Years
    Loan Value Available:
    £500-£5000
    Representative APR Example:
    £2800 over 36 months. Repaying £134.04 a month, Total repayable £4840.20. Representative APR 47.9.0% (fixed). Interest rate 47.9%.

    Read more
  • Buddy Loans

    If you have a buddy willing to be your guarantor then apply for a buddy loan! Borrow £1000 – £7500

    Representative APR: 49.9%
    Apply Now

    ABOUT THIS LENDER

    Maximum Term:
    5 Years
    Loan Value Available:
    £1000-£7500
    Representative APR Example:
    Credit £3,250 for 36 months | Interest (fixed at 41.16%): £2464.57. | Total amount payable of £5,714.67. Representative 49.9% APR.

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  • TFS Loans Guarantor

    Up to £15000 with TFS loans a direct lender straight forward loans to suit you.

    Representative APR: 39.9%
    Apply Now

    ABOUT THIS LENDER

    Maximum Term:
    7 Years
    Loan Value Available:
    £1,000-£15,000
    Representative APR Example:
    £1000 over 36 months.
    Repaying £48.44 a month, total repayable £1742.40.
    Representative APR 48.9

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  • TrustTwo Guarantor

    Offers our guarantor loans and welcoming customers with less than perfect credit history.

    Representative APR: 36.9%
    Apply Now

    ABOUT THIS LENDER

    Maximum Term:
    5 Years
    Loan Value Available:
    £1000-£7500
    Representative APR Example:
    Borrowing £4,000 over 3 years. Representative 39.9% APR (Variable).
    Monthly payment £178.69. Annual interest rate 34% var.
    Interest payable £2,432.75. Total repayable £6432.75.

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  • Amigo Loans

    Amigo offers loans of up to £7500 payable over 5 years visit now and see the latest rates.

    Representative APR: 49.9%
    Apply Now

    ABOUT THIS LENDER

    Maximum Term:
    5 Years
    Loan Value Available:
    £500-£7500
    Representative APR Example:
    Borrowing £4000 over 36 months, repaying £195.16 per month, total repayable £7,025.76. Interest rate 49.9% (variable).

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  • Guarantor My Loan

    Guarantor My Loan is a direct UK lender of guarantor loans who offer an alternative to payday loans.

    Representative APR: 48.9%
    Apply Now

    ABOUT THIS LENDER

    Maximum Term:
    5 Years
    Loan Value Available:
    £1000-£5000
    Representative APR Example:
    £3,000 over 3 years, representative 48.9% APR variable. Monthly payment £145.17.
    Annual interest rate 40.48% variable. Interest payable £2,226.12.
    Total repayable £5,226.12

    Read more
View More Lenders Now

Direct Guarantor Loans

The Guarantor Loans List is another arm of The Lenders List portfolio, we have researched the market to list a numerous direct Guarantor loan lenders to give consumers the best choices and the ability to compare different lenders. On The Lenders List what you will find is every lender that is listed we have made a page focusing on that specific lender explaining the type of loan they offer, what checks may be done and the amounts that you could apply for.

Since the launch of the Guarantor Section to the lenders list the market has changed rapidly with payday loans being scrutinised by the media, the market has a broad range of lenders all claiming to be the “best” guarantor lender on the market with a large budget being spent on advertisement. In general, the guarantor loan market is perfect for those with a less than perfect credit history but this doesn’t change the fact they need someone to act as a guarantor.

We want to help consumers looking for a guarantor loan online lender because there is a massive influx of brokers in the industry and feel it will beneficial to apply directly with the lender yourself.

Our Company Commitment

Direct Lenders

Direct Lenders

All our lenders are direct lenders and will not process your application through any other middlemen.

No Brokers Fee

No Brokers Fee

Our lenders must not take any upfront fees or broker fees automatically from the customer’s account for only applying.

Responsible Lending

Responsible Lending

All our lenders must have a consumer credit license and follow the regulation of the Financial Conduct Authority (FCA).

Your Privacy

Your Privacy

Our focus is on you and with that in mind our lenders will never contact you without your consent.

Direct Guarantor Loans

Our visitors turn to payday loan sites when they need assistance and the last thing they need is to be charged for these services or have their personal details shared without consent. For this reason, The Lenders List has compiled a brief list of things to look out for when applying for a short-term loan; although every lender is different, there are some shared traits to look out for:

  • 100% Guaranteed
    or Accepted

    Broker sites may claim that they can offer a guaranteed successful loan application. However, all responsible lenders in the high-cost short-term loan industry should not be able to credibly guarantee a loan without performing the necessary credit or affordability checks on the applicant.

    Brokers often justify this claim if the customer is originally declined and their ‘lead’ is sold on enough times to other companies, they may eventually find a loan although this might incur fees and put their personal data at risk.

  • Our Panels of
    Lenders

    By stating that they are working with ‘a panel of lenders’ on their website they are suggesting that they are not themselves a direct lender but a broker that acts as a middleman who can put you in touch with direct lenders.

    By recognising and understanding the terminology that companies adopt, you will be able to differentiate between a payday loan broker and lender with more ease.

  • The Small
    Print

    Many of us tend to ignore the small print but by having even a quick skim through the terms and conditions before completing a loan application you will be able to identify if there are any fees for applying and also whether the loan company is indeed a broker or a direct lender.

    This key information can usually be found beside the tick-box at the end of a loan application or within the footer of the page in the small print. If it is not clear whether the company is a lender or a broker, it is best to contact them via phone or email to be safe rather than sorry.

About Guarantor Loans

Since the launch of the Guarantor Section to the lenders list the market has changed rapidly with payday loans being scrutinised by the media, the market has a broad range of lenders all claiming to be the “best” guarantor lender on the market with a large budget being spent on advertisement.

In general, the guarantor loan market is perfect for those with a less than perfect credit history but this doesn’t change the fact they need someone to act as a guarantor. The benefits of using The Lenders List is that you can view information about each lender including the minimum requirements for the application. All our review pages will contain essential information about each lender including a biased free star rating for you to rate the guarantor. We want to help consumers looking for a guarantor loan online lender because there is a massive influx of brokers in the industry and feel it will beneficial to apply directly with the lender yourself.